Jacksonville Florida DUI attorney Malcolm Anthony knows that there is more to a DUI conviction than merely paying a fine and going to school. Having your driver’s license suspended will affect every facet of your life from getting to and from your job to doing the things you want to do in your off time. If you admit or are convicted of a Jacksonville Florida DUI, your driver’s license will be suspended for a period of time and to have your driver’s license reinstated you need to purchase Florida FR44 insurance. A Florida FR44 driver’s license reinstatement policy must carry certain minimum coverages that reflect the increased risk posed by drunk or drugged drivers as follows:
– Bodily Injury Per Individual of $100,000, an increase over the standard minimum required coverage of $10,000.
– Bodily Injury Per Accident of $300,000 that covers all persons injured in the accident. The standard requirement for this coverage is $20,000.
– Property Damage Per Accident of $50,000, up from the standard of $10,000.
As a result of the increase in the required insurance coverage, your car insurance premiums could double or triple.
Florida laws require each person that drives a vehicle to be covered by the policy. Other drivers are required to purchase non-owner Florida FR44 insurance. Florida FR44 non-owner insurance supplements the insurance of the registered vehicle owner after their coverage limits have been reached. You are required to pay the premiums of the FR44 coverage and if you fail to do so, the policy lapses and the insurance company will notify the Florida DMV which will immediately suspend your license.
If you are arrested and charged with a DUI you need to take the accusations against you seriously and hire a confident, knowledgeable and experienced Jacksonville Florida DUI attorney. Remember to exercise your right to remain silent and then call Malcolm Anthony today for a free phone consultation.